The only goal is to help you achieve financial nirvana sooner than later.
From saving hacks to investment wisdom, we’re on a mission to demystify finance for everyone. Whether you're a money novice or a seasoned saver, Money Monastery makes learning finance fun, accessible, and unforgettable.
Money Monastery
Zomato just announced its latest quarterly results and declared that it’s profitable. But is it really? Let’s break it down.
High level stats:
Income: ₹5785 Cr
Expenses: ₹5533 Cr
Profit (Income - Expense): ₹124 Cr
But wait, there’s an interesting twist!
Net Revenue from Operations: ₹5405 Cr
Operational Expenses: ₹5533 Cr
Net Loss: ₹128 Cr
Earnings from other sources: ₹252 Cr
Profit (Operations + Other Earnings - Expenses): ₹124 Cr
The so-called profit of ₹124 Cr, which is painting the picture of Zomato being profitable, isn’t coming from its core business operations—it’s from interest earned on cash deposits and investments. And here’s the kicker: it’s IPO money that’s been invested in fixed deposits and other avenues!
In short, retail investors’ money is generating the “profit” that’s being celebrated!
Super ironic, right? We invested in the IPO, and that money is now sitting in the bank earning interest, which is being reported as profit, while Zomato’s operational revenue and expense balance still looks concerning. Yet, many are happily assuming Zomato is truly profitable.
Moral of the story: Don’t just ride the hype train. Do your due diligence before placing your financial bets.
#Investing #Zomato #Finance #IPOMarket #FinancialLiteracy #DueDiligence #StockMarket
1 year ago | [YT] | 0
View 0 replies
Money Monastery
Red Portfolio and Coffee thoughts,
As I saw the blood red on my equity related portfolios, sipping my morning coffee, the news was anything but comforting.
-Global markets were in chaos, and it seemed like the world was spinning out of control. The US and China were locked in an escalating trade war, imposing tariffs that threatened to disrupt trade flows and global supply chains.
--Samsung hinted at relocating its operations from China if tariffs persisted—a stark reminder that even the biggest players weren’t immune to this uncertainty.
---For Indian markets, Exodus of Foreign Institutional Investors (FIIs) continues. In February 2025 alone, they sold a staggering ₹58,988 Cr worth of equities, leaving markets reeling.
----To make matters worse, the Indian Rupee hit an all-time low of ₹87.5 against the US Dollar.
-----January 2025 showed a significant increase in the SIP stoppage ratio to 109%, indicating more SIPs were discontinued than new ones were opened.
But as I reflected on the bigger picture, I realized that opportunities often hide within chaos. The market will now test the psychological support level at 22,000. If it's held, a rebound is possible; if not, the next critical level is 21,300—the election day low. These markers became crucial in the short term.
Global markets may be volatile, but let's not lose sight of the bigger picture. Key levels to watch are 22,000 and 21,300. For long-term investors, this is a moment for patience and discipline.
As I share these thoughts, I feel a sense of resolve. The markets may be unpredictable, but our responses don’t have to be. Let’s ride this wave with resilience and hope for a brighter future. 🌟
What’s your take on the current market scenario? Let’s discuss! 👇
#MarketTurbulence #InvestorMindset #StockMarket #FinancialResilience #LongTermInvesting #Finance #GlobalEconomy #StayCalm #IndiaEconomy #EconomicUncertainty #PatiencePays #TradeWar #Investors #FinancialPlanning
1 year ago (edited) | [YT] | 0
View 0 replies