Hi, I am Sushant — your FIRE’d finance friend.

After 17 years in U.S. pharma leadership, I retired at 41 using only my salary and disciplined, math-driven investing. No business exit. No inheritance. No luck.

On this channel, I break down real-world wealth building — retirement math, tax-aware investing, cross-border planning, and the financial decisions most people get wrong.

If you want clarity instead of hype, structure instead of vibes, and a realistic path to financial independence — you are in the right place.

Based in North Carolina. Self-made multimillionaire. Sharing what schools never taught us.

Disclaimer: This content is for educational purposes only and not financial or tax advice.


MoneywithSwAbi

We just wrapped up the very first Immigrant Financial Freedom Blueprint Masterclass. 🇺🇸📈

One thing became very clear today…

Most immigrant families aren’t struggling because they don’t earn enough.

They’re struggling because nobody ever taught us how all the pieces fit together.

401(k).
Roth IRA.
HSA.
Brokerage accounts.
Mortgage.
Rental property.
Returning to India.
Debt Payoff

Individually, these topics aren’t that complicated.

The challenge is knowing how they fit into one financial system and deciding where your next dollar should go.

That was the goal of today’s session.

A huge thank you to everyone who spent part of their Saturday learning with us, asking thoughtful questions, and sharing your stories.

This was our very first masterclass.

It’s only the beginning, and Yudi and I are excited to keep building resources that help immigrant families make smarter financial decisions with more confidence.

Thank you for being part of the journey. ❤️

2 days ago | [YT] | 0

MoneywithSwAbi

I asked hundreds of immigrants one simple question.

"What's your Financial Independence number?"

Most couldn't answer it.

After speaking one-on-one with around 30 immigrant families, I realized this has very little to do with income or intelligence.

The real problem is this...

If you don't know your Financial Independence number, how do you know whether you're making the right financial decision?

Should you invest more?

Pay off your mortgage?

Buy a rental property?

Start investing in India?

Or work another five years?

I kept seeing the same pattern.

One family had over $200,000 sitting in CDs, afraid to invest.

Another had to sell 1 kg of gold after an options margin call.

Different stories.

Same missing piece.

They didn't have a financial roadmap.

That's why my friend Pritesh Jagani (Yudi) and I created the Immigrant Financial Freedom Blueprint Masterclass.

Over 90 minutes, we'll help you:

✅ Learn how to calculate your Financial Independence number.

✅ Build a simple roadmap for deciding where your next dollar should go.

✅ Avoid some of the biggest financial mistakes we see immigrants make.

You'll also receive my Retirement Reality Check Calculator, so you can run your own numbers after the session.

If you've been earning well but still feel unsure whether you're making the right financial decisions...

We'd love to have you join us.

Register here:
lnkd.in/esARhDe9

4 days ago | [YT] | 2

MoneywithSwAbi

If you could only keep ONE type of video, which would it be?

2 weeks ago | [YT] | 3

MoneywithSwAbi

Yudi got me talking about things I don't usually talk about.

For 30 minutes, we went through my entire journey.

The good decisions.
The dumb decisions.
The lucky breaks.
The mistakes.

Basically how a regular guy from India ended up retiring at 41 and spending his time talking about money on YouTube.

If you're curious about the story behind the channel, give it a watch.

Link below 👇
https://www.youtube.com/watch?v=1iKyu...

4 weeks ago (edited) | [YT] | 6

MoneywithSwAbi

A small change coming to the Real People, Real Money series.

Today I blocked off my Friday afternoon for a subscriber call.

I spent 3-4 hours reviewing spreadsheets, building retirement scenarios, preparing mortgage payoff calculations, and thinking through questions that could help both the guest and thousands of future viewers.

I even passed on lunch plans with my wife so I could be fully prepared.

The guest never showed up.

No message.
No email.
Nothing.

When something is completely free, people often do not value it.

I know emergencies happen. Life happens. I have zero issue with that.

But I also believe everyone’s time deserves respect.

So moving forward, I am considering a $25 refundable deposit for anyone appearing on the Real People, Real Money series.

Show up for the call?
You get your $25 back.

Need to reschedule in advance?
No problem, you get it back.

No-show without notice?
The deposit is forfeited.

This is not about making money.

It is about creating commitment and respecting each other’s time.

Would you consider that fair
-Sushant

1 month ago | [YT] | 46

MoneywithSwAbi

I am looking for someone who is currently struggling with money decisions like:

• Rent vs buy
• How Should I pay off my mortgage faster?
• Keep investing or buy a house?
• Put extra cash into the market or toward debt?

I am building a Money Decision Simulator on my channel where we run real-life scenarios and simulate different outcomes together.

So instead of guessing, we can actually see how different decisions may play out over 10, 15, or 20 years.

If you are going through something like this and are open to being featured, please fill out this form and I will get in touch with you.

👉 forms.gle/5WnFrZqFgrJ6PDoK6

1 month ago | [YT] | 6

MoneywithSwAbi

Quick vibe check 👇

If I bring a cross-border India–US tax expert/CPA on the show for a podcast-style Q&A, would you be interested in watching and asking questions?

2 months ago | [YT] | 3

MoneywithSwAbi

Just wrapped the first episode of Real Money. Real People.

What a blast. Real numbers. Real questions. Real breakthroughs.

And then I got this message after the call 👇

Days like this make me want to work even harder.

This is why I started the channel. To help real people make better money decisions.

More episodes coming soon. 🔥
Fill up here if you want to be our next guest: forms.gle/UYZQj9EwPF5UaG7f6

2 months ago (edited) | [YT] | 8

MoneywithSwAbi

Whats your #1 goal right now when it comes to money?

2 months ago | [YT] | 5