Hi, I'm Raymond Crisostomo, a personal finance advocate.

NoyFinance is a channel that talks about personal finance, investing, credit cards, and how to make money online.
On this channel, I will share my experiences as a home-based entrepreneur, freelancer, and a family man.
I will also share my struggles and accomplishments in the hope of providing guidance and inspiration.

If you like videos about personal finance and how to get better financially, consider subscribing to this channel.
Have a good one :)


NoyFinance

πŸ†• Bagong video na: https://youtu.be/1W2ardFnVME
RCBC Credit Card holder ka ba? πŸ’³
Alam mo ba ang bawat charge na nakasulat sa SOA mo? Sa bagong video na ito β€” i-breakdown natin lahat para hindi ka na magulat sa susunod mong bill. πŸ‘€
Panoorin na! πŸ‘‡
https://youtu.be/1W2ardFnVME

1 week ago | [YT] | 1

NoyFinance

🚨NEW VIDEO: https://youtu.be/S2jAFdqLwQQ
Natanggap ko ng demand letter from my bank β€” and my credit card got cancelled. Lahat ng mistakes na ginawa ko, ibabahagi ko sa inyo para hindi na mangyari sa inyo.

Panoorin na bago pa mahuli ang lahat. πŸ‘‡
πŸ’³ https://youtu.be/S2jAFdqLwQQ

2 weeks ago | [YT] | 3

NoyFinance

NEW VIDEO: https://youtu.be/byNTsVcl48M πŸ†•

Paano ba mag-apply ng UnionBank Rewards Credit Card Online? πŸ€”

Sa Video nato, gumawa ako ng Step-by-step guide para masundan nyo paano mag apply ng Unionbank Rewards Credit Card Online.

From Moneymax Link to filling up ng information, submitting ng documents, until Credit Card Approval, pinakita ko dito! πŸ’³βœ…

Watch it hereπŸ‘‡
https://youtu.be/byNTsVcl48M

3 weeks ago | [YT] | 2

NoyFinance

New Video: https://youtu.be/ZQTXsmfMnH0 πŸ”₯

Nagtataka kaba kung Bakit ka Palaging Declined sa Credit Card Application mo? πŸ’³βŒ

Sa Video nato alamin yung mga common reasons ng declined credit card application at papano maiwasan or masolusyonan! πŸ˜ŠπŸ€”

3 weeks ago | [YT] | 1

NoyFinance

Guys, let's bring back SOA Review! πŸ”₯

This time, kayo ang pipili anong bank yung susunod na irereview natin. πŸ—³οΈ

​All banks naman pwede, but since we only have 4 options, kaya naglagay nalang ako ng random 3 banks then for other banks comment nyo sa ibaba. πŸ’¬

​Kung anong bank ang mananalo we will dissect and analyze its Statement of Account (SOA). πŸ“Š

So baka manghiram ako ng Sample SOA sainyo kung wala akong available πŸ˜…

​I plan to have this kind of video every month para maikot natin lahat ng banks. πŸ“…

​So what are you waiting for. Vote now!πŸ‘‡

4 weeks ago | [YT] | 4

NoyFinance

🚨 BAGONG VIDEO NA! 🚨
3 Things I Wished I Knew Before Getting a Credit Card! πŸ’³πŸ˜…
Marami akong palpak na ginawa β€” para hindi mo na maranasan ang mga mistakes ko, panoorin na! πŸ‘‡
πŸ”— https://youtu.be/Btivn2KY3ic
πŸ’¬ Anong credit card mistake mo? Comment below! πŸ‘‡

1 month ago | [YT] | 3

NoyFinance

πŸ†• NEW VIDEO: https://youtu.be/mNVlwdnZ3vw

Marami na kayong nagtatanong about sa Maya Landers Cashback Everywhere Credit Card β€” so ito na ang full review para sa inyo! πŸ™Œ

βœ… 3-5% cashback sa Landers
βœ… 2% sa dining
βœ… 1% everywhere else
Worth it ba talaga? Panoorin na!

πŸ“² If you want to apply for this Credit Card, you may use my referral code (@raymondcrisostomo) and receive 150 cashback points.

1 month ago | [YT] | 1

NoyFinance

Hey guys! πŸ‘‹ Help us decide which direction to take. πŸš€ If you were to choose, which of these services would you want us to offer? πŸ“ˆ

1. Live Streaming πŸŽ₯ (Real-time Q&A and deep dives)

2. YouTube Membership πŸ’Ž (Exclusive perks and loyalty badges)

3. One-on-One Consultation 🀝 (Personalized advice and strategy)

4. Private Group Chat πŸ’¬ (Direct access to the community and updates)

5. Others πŸ’‘ (Have a different idea?)

Let me know your thoughts in the comments below! πŸ‘‡ I’d love to hear what would help you the most. 😊

1 month ago | [YT] | 0

NoyFinance

Guys, I'm very excited to announce that NoyFinance YouTube Memberships are officially LIVE! πŸ’Ž

Ang goal ng membership na ito ay para mas matulungan kayo sa inyong mga credit card concerns. Here we can share our knowledge, promos, hacks, tips, and iba pa related to credit cards.

What's included?

πŸ‘‰ NOYFINANCE BASIC (β‚±79/mo)
Your essential toolkit for staying connected.
βœ… Get custom Loyalty Badges (Star Icons!) 🌟
βœ… Stand out with Custom Emoji (like 'Approved!') πŸ’³
βœ… Priority Replies to your comments.
βœ… NoyFinance Elite VIP Chat Access!
βœ… Exclusive Member Shout-outs!

πŸ‘‰ PLATINUM CIRCLE (β‚±119/mo)
The ultimate strategy suite for advanced mastery.
βœ… Includes ALL Basic Benefits.
βœ… Access to 'PLATINUM CIRCLE' Members-only polls.
βœ… Priority Live Chat Q&A during streams.
βœ… Exclusive Masterclass Live strategy sessions.

Let's level up your credit card game! πŸ›‘οΈπŸ’Έ

Hit the blue 'JOIN' button on the channel home page or use this link to sign up:
πŸ”— noyfinance.short.gy/membership

1 month ago | [YT] | 4

NoyFinance

πŸ€” Thinking of leveling up? πŸ’³βœ¨

Picking your 2nd Credit Card isn't just about getting more plasticβ€”it’s about getting more VALUE. πŸ“ˆ Whether you want more rewards, higher credit limits, or a different bank's perks, you need a strategy! 🎯

Don't just applyβ€”choose wisely. πŸ§ πŸ’³

πŸŽ₯ WATCH THE FULL GUIDE HERE: https://youtu.be/Ed_FfcS_meM

1 month ago | [YT] | 1