Noel Lorenzana, CPA

I finally got some TPG merch!! What do you think?

If anyone can connect me with whoever bought The Timepiece Gentleman’s storage unit, I’d genuinely love to ask them some questions.

Never forget where you came from.

A lot of people don’t know this, but my video “A Business Analysis of The Timepiece Gentleman” helped launch my channel from total obscurity. Crazy to think about looking back now.

Here’s the video if you’ve never seen it: https://youtu.be/G5hW7mXFfE8

NVRQUIT

1 week ago | [YT] | 39

Noel Lorenzana, CPA

75,000 subscribers… wow. I just want to say thank you.

When I started making these videos, I never imagined this many people would be watching, learning, commenting, sharing ideas, and supporting the channel. It’s honestly been incredible to see this little community grow the way it has.

Whether you’ve been here since the tax videos, The Timepiece Gentleman, the gold & silver discussions, the economic deep dives, or you just recently found the channel… thank you for being here.

I know there are a million things people can watch online today, so the fact that you spend part of your day with me truly means a lot.

My goal has always been pretty simple: help people think deeper, understand complicated financial topics in plain English, and hopefully bring a little honesty and common sense into the conversation.

And the truth is… this channel would be nothing without all of you. The comments, discussions, encouragement, disagreements, ideas, and support have helped shape this channel more than you probably realize.

I’m also incredibly thankful to God Almighty for opening these doors and allowing this journey to happen.

75,000 subscribers is a huge milestone to me. But honestly, I feel like we’re just getting started.

Thank you again for all the support. I truly appreciate every single one of you. 🙏

2 weeks ago | [YT] | 55

Noel Lorenzana, CPA

Are we already in a Silent Depression?

I just published a video on this (a bit of a rant actually 😅). If you haven’t seen it yet, check it out and let me know what you think. But I’m curious…

What are YOU seeing out there in your own life or area?

3 weeks ago | [YT] | 30

Noel Lorenzana, CPA

Hey guys, thanks so much for supporting the videos and my channel. I just wrapped up tax season last week. It was definitely challenging, but as much as we all dislike taxes, I like to say that I helped my clients pay as little in taxes as they were legally allowed.

At the moment, I am out of videos in my queue, so I am going to take next week off. I want to use the time to recharge a little bit and work on putting together some really good, timely, and hard-hitting videos for you guys. I have a lot of ideas floating around in my head right now, but I need a few good morning hours, a strong cup of coffee, and some quiet time to get my thoughts into something cohesive that actually makes sense.

In the meantime, if you have not seen my latest video yet on why gold and silver are falling and what is really happening, I would really appreciate it if you checked it out down below.

I really appreciate all of your support and all of you being here with me on this journey. I am also now just a few hundred subscribers away from 75,000, which honestly feels surreal to me. I never thought I would have any kind of success on YouTube, and I definitely never imagined I would build a community like this.

Thank you so much for watching, commenting, sharing the videos, and supporting the channel. It really does mean a lot to me.

1 month ago | [YT] | 10

Noel Lorenzana, CPA

🚨 YOUR tax refund could be delayed right now.

Over 1.4 MILLION taxpayers are already getting notices.

Why?

If you didn’t enter direct deposit information… the IRS may delay sending your refund.

They are moving away from paper refund checks and pushing taxpayers toward electronic payments.. a shift that picked up speed after payment modernization efforts during President Trump’s administration.

So people expecting a nice refund check in the mail are suddenly finding out… it’s not coming anytime soon.

This is one reason I strongly recommend using direct deposit when you file.

But here’s the bigger truth most people miss…

A big refund isn’t a win.

It usually means you overpaid taxes all year.

In simple terms, you gave the government an interest-free loan with your own money.

The smarter target?

Break even. Or even owe a small amount owed.

That means YOU kept more of your cash during the year instead of waiting for a refund.

If you’re not sure how to adjust your withholding, I made a simple video showing how to adjust your W-4.

Watch it here: https://youtu.be/VQ6QodtA2Ng

2 months ago | [YT] | 23

Noel Lorenzana, CPA

JUST IN 🚨: U.S. National Debt surpasses $39 Trillion for the first time in history 🚨 Congrats everyone, we did it 🥳🫂

Some argue that when you include unfunded liabilities, the real national debt is closer to $100 Trillion.

With that said, how are you liking this pullback in Gold and Silver? Are you buying or throwing in the towel?

2 months ago | [YT] | 60

Noel Lorenzana, CPA

🚨 The U.S. has carried out direct military strikes against Iran, alongside Israel.
The stated goal is to stop Iran’s nuclear and missile programs, following weeks of failed negotiations and rising tensions.

Do you believe this action is justified?

Also, if you haven’t watched it yet, check out my latest video — 2026 Economic Roundtable. It ties directly into a lot of what’s happening right now.

https://youtu.be/Onep2wOczUk

2 months ago | [YT] | 25

Noel Lorenzana, CPA

Hey friends!

So I was at Costco Friday afternoon, thinking it might be a good time to pick up some silver. I knew they had 10 oz Pamp bars in stock. I walk in, check the price, and it’s $879.99.

I think, fine. I missed them earlier in the week at $829.99, but at the time spot price was down around $72, and that felt like a pretty unfair premium. Still, with everything going on at the COMEX, I figured I should pick up a couple bars anyway.

So I go over to the display and I fill out the order form. I walk around the store and pick up a couple other things before heading to the register.

Then something strange happens.

Not even 10 minutes later, the cashier tells me the price is wrong. She says it’s actually $899.99.

I’m like… what??

I push back a bit. I tell them that’s not the price they have listed. They check. They confirm, and say... Yeah, the price just changed, sorry. They won’t budge.

I'm kind of upset. So I walk out with my chicken and croutons — no silver.

Now here’s the question for you:

👉 What would you have done? Paid the higher price anyway? Or walked?

Because this is where it gets interesting.

If you haven’t been following it, there’s a serious situation unfolding at the COMEX right now. Available registered silver is reportedly down to around 88 million ounces, and we’re heading into the March delivery window.

I’ve seen a lot of opinions floating around about whether March silver longs will actually stand for delivery — potentially putting pressure on registered stocks — or whether they’ll roll to the May contract like they usually do.

Looking at the open interest data from Friday:

Only 3,305 March contracts were closed or rolled

There are still 44,542 active March contracts
(44,542 contracts × 5,000 oz per contract = 222.7 million ounces)

First Notice Day is this Friday, which means there are only four trading days left...

So the real question is:

Do March longs stand for delivery — or does the COMEX step in with rule changes, cash settlement, or “emergency measures” to prevent a failure?

I break all of this down — calmly, step by step — in my latest video here:
https://www.youtube.com/watch?v=ZvpkK...

Curious to know what you think. Is this a real stress test for the COMEX… or just business as usual?

2 months ago | [YT] | 49

Noel Lorenzana, CPA

Something interesting is happening again, and it’s not random.

With the recent dump of the Epstein files, the spotlight is back on how power actually works behind the scenes, who’s protected, who isn’t, and what never sees daylight.

And alongside that… an old question is resurfacing:

*What really happened to the gold at Fort Knox?*

For years, claims have circulated that former International Monetary Fund chief Dominique Strauss-Kahn raised alarms about missing U.S. gold, and that those concerns were quietly buried after his arrest.

Unproven? Yes.
Disturbing? Also yes.

But here’s what is factual:

• Epstein showed us how long powerful secrets can stay hidden
• Fort Knox hasn’t had a full, independent audit in decades
• Central banks are hoarding gold at record levels
• Trust in institutions is breaking down worldwide

The question is:

*Is the gold still there at Fort Knox?*

If the gold is there — why not open the doors and prove it?

In my video below, I walk through the history, the facts, and the unanswered questions.

No hype. No fear.

Just logic, history, and common sense.

Curious what you think.. coincidence… or pattern?

2 months ago | [YT] | 21