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Hello friends! Welcome back to my channel. Today, we’re diving into a very special mutual fund designed for parents who want to secure their child’s future
— the SBI Children’s Fund – Investment Plan Regular-Growth.

If you’re thinking about education planning, marriage expenses, or simply building a strong financial foundation for your kids, this blog is for you.

Fund Name : The SBI Children’s Fund – Investment Plan Regular-Growth

What is SBI Children’s Fund?
- It’s a hybrid aggressive mutual fund launched by SBI Mutual Fund.

- The scheme invests in a mix of equity and debt instruments, aiming for long-term wealth creation.

- It comes with a lock-in period of 3 years, which ensures disciplined investing for your child’s future.

💹 Key Highlights

- Fund Size (AUM): ₹5,052+ crore
- Current NAV (3-Jan-2026): ₹44.5422
- Expense Ratio: 1.84%
- Exit Load: 3% if redeemed within 1 year, 2% if redeemed within 2 years, 1% if redeemed within 3 years

📈 Performance Snapshot
- 1-Year Return: 3.53%
- 3-Year Return: 23.2%
- 5-Year Return: 28.09%
- Since Launch: 32.87%

This shows that while short-term returns may fluctuate, the fund has delivered strong long-term performance.

Who Should Invest?
- Parents planning for children’s higher education or marriage.
- Investors with a long-term horizon (minimum 5 years).
- Those comfortable with high risk but seeking potentially higher returns.

Risks & Considerations
- Being an aggressive hybrid fund, it carries very high risk.
- Market volatility can impact short-term returns.
- Lock-in period means no early withdrawals, so plan carefully.

Lump Sum Investment ₹ 10,000.00
Monthly SIP ₹ 2,500.00
Investment Duration 5 years
Total Investment ₹ 1,60,000.00
Current Value ₹ 2,91,704.00
XIRR (%) 22.77

#Investment #MutualFund #SBI #Child

5 months ago (edited) | [YT] | 1

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Simsbury Software

Honored to receive such kind words from honorable Israel Jebasingh Ex IAS. Your encouragement means a great deal and inspires us to continue striving and excrllence