Salam, Furqan Punjani here - the founder of InvestKaar - A channel that helps simple retail investor (aam chota investor) understand wealth building techniques so that this knowledge of compounding money doesn't stay with the rich!
Alhamdulillah, InvestKaar has reached a milestone that was once just an aspiration — 100,000 subscribers and the Silver Play Button! This trophy isn't just metal — it's a testimony to everyone who stood by us through every video, whether the topic was PSX, mutual funds, or any other corner of financial literacy. When I started this channel, the goal was simple: bring wealth-building knowledge to the everyday retail investor, so it doesn't stay locked away for the privileged few. You all believed in that mission, and that's why we're standing here today. This is just the beginning — next stop, the Gold Play Button! Stay with us. 💛 #InvestKaar#SilverPlayButton#100KSubscribers#PSX#PakistanStockExchange#YouTubeMilestone#FinancialLiteracy
Last Friday while I binge-watched Netflix (guilty as charged), they were all working hard to make me money.
Plot twist? I don't actually employ anyone.
Let me explain ⬇️
I own shares in companies. When you own shares, you literally own a piece of that business.
Which means - a few examples ⬇️
* The bank I own shares in has 13,000+ employees → Working for me * My food company has 5,341+ employees → Part of my workforce * My auto assembler has 3,200+ employees → Making me money
While I was watching Netflix on Friday:
These thousands of people were serving customers, producing fertilizer, making cement - all earning me money.
All this plus I don't manage anyone. Don't give salaries. Don't handle any HR drama, don't have to file so many forms that FBRs asks businesses to do!
I just bought shares and became a business owner.
This is what people miss about investing - you're not buying paper, you're buying real businesses with real people working for you.
So next time someone asks what you do:
Tell them "I own businesses that employ thousands of people."
Because that's exactly what shareholders are - business owners.
I write mental shifting posts like these everyday for my WhatsApp channel - If you want a daily dose of these, why don't you join us in this journey? Link → links.investkaar.com/channel
"Why do we have such an old car baba?" Buy a new one
I use the 2012 Suzuki Swift, which I bought used in 2015 for 1.2mn!
Yes, it's old, yes, it is dented. But serves the purpose well. It takes me from one place to the other + it starts on the first self; AC also works perfectly.
What's the point then?
See, if I buy a new car today, I'd need at least 60 lakhs cash.
Instead, if I invest that money, this 60 lakhs invested at 15% becomes 2 crore 40 lakhs in 10 years.
So while my kid sees dents on my car, I see wealth in my portfolio.
Plus, new cars lose 10% value the moment you drive off the lot. That's a loss of 6 lakhs foren!
My Swift? The earlier owner had already taken that hit!
Cars are liabilities pretending to be assets - they eat money through fuel, maintenance, insurance, and depreciation.
Stocks? They feed me dividends and capital gains.
Decisions like these build wealth! My kid doesn't understand it today, but he will soon!
I have started writing again on both basics and advanced concepts that you need to know while you are investing.
I am also thinking of doing a webinar on the calculators I have been making (after concluding the ongoing video series) - the link will be shared inside this channel.
So if you are an avid reader and want early access to webinars, click on the link to join our new WhatsApp channel.
InvestKaar
Alhamdulillah, InvestKaar has reached a milestone that was once just an aspiration — 100,000 subscribers and the Silver Play Button!
This trophy isn't just metal — it's a testimony to everyone who stood by us through every video, whether the topic was PSX, mutual funds, or any other corner of financial literacy.
When I started this channel, the goal was simple: bring wealth-building knowledge to the everyday retail investor, so it doesn't stay locked away for the privileged few. You all believed in that mission, and that's why we're standing here today.
This is just the beginning — next stop, the Gold Play Button! Stay with us. 💛
#InvestKaar #SilverPlayButton #100KSubscribers #PSX #PakistanStockExchange #YouTubeMilestone #FinancialLiteracy
1 week ago (edited) | [YT] | 367
View 41 replies
InvestKaar
Do you have 14mins and want to learn the basics about the stock market? This video will help you!
https://youtu.be/I9AGOPjbL30
7 months ago | [YT] | 17
View 4 replies
InvestKaar
I have 21,730 employees working for me.
Last Friday while I binge-watched Netflix (guilty as charged), they were all working hard to make me money.
Plot twist? I don't actually employ anyone.
Let me explain ⬇️
I own shares in companies. When you own shares, you literally own a piece of that business.
Which means - a few examples ⬇️
* The bank I own shares in has 13,000+ employees → Working for me
* My food company has 5,341+ employees → Part of my workforce
* My auto assembler has 3,200+ employees → Making me money
While I was watching Netflix on Friday:
These thousands of people were serving customers, producing fertilizer, making cement - all earning me money.
All this plus I don't manage anyone. Don't give salaries. Don't handle any HR drama, don't have to file so many forms that FBRs asks businesses to do!
I just bought shares and became a business owner.
This is what people miss about investing - you're not buying paper, you're buying real businesses with real people working for you.
So next time someone asks what you do:
Tell them "I own businesses that employ thousands of people."
Because that's exactly what shareholders are - business owners.
I write mental shifting posts like these everyday for my WhatsApp channel - If you want a daily dose of these, why don't you join us in this journey? Link → links.investkaar.com/channel
10 months ago | [YT] | 66
View 4 replies
InvestKaar
Passive income isn't an end goal, it's a journey
Whenever people think about passive income, they think ⬇️
"For 20 years I have to save, and then I will be financially free"
But we completely miss the most beautiful part of this journey.
The part where, before you get money-rich, you get mind-rich! The part where your money starts to earn. Starts to pay you back.
Thora sa, but it's when YOUR money starts working.
Picture this ⬇️
Your first 1,000 rupees comes from dividends instead of your salary - something shifts inside you. You realize:
> "Wait, I'm not just an employee anymore. I'm an investor too!"
You continue on this path. Then your investments start earning more than your monthly grocery bill, you walk into your office differently.
You take less nonsense from people because deep down you know - this isn't your only source of income anymore.
You get khula hath - not because you're rich, but because you're less dependent on just one income source.
That feeling? Priceless - and you don't have to wait 20 years for it!
The freedom starts way before the big numbers.
Changed how you think about passive income? Want more insights on saving, investing like this daily? Join us: links.investkaar.com/channel
10 months ago | [YT] | 67
View 12 replies
InvestKaar
"Why do we have such an old car baba?" Buy a new one
I use the 2012 Suzuki Swift, which I bought used in 2015 for 1.2mn!
Yes, it's old, yes, it is dented. But serves the purpose well. It takes me from one place to the other + it starts on the first self; AC also works perfectly.
What's the point then?
See, if I buy a new car today, I'd need at least 60 lakhs cash.
Instead, if I invest that money, this 60 lakhs invested at 15% becomes 2 crore 40 lakhs in 10 years.
So while my kid sees dents on my car, I see wealth in my portfolio.
Plus, new cars lose 10% value the moment you drive off the lot. That's a loss of 6 lakhs foren!
My Swift? The earlier owner had already taken that hit!
Cars are liabilities pretending to be assets - they eat money through fuel, maintenance, insurance, and depreciation.
Stocks? They feed me dividends and capital gains.
Decisions like these build wealth! My kid doesn't understand it today, but he will soon!
Liked the perspective? I write short letters like these everyday for my WhatsApp Channel Members - Join us whatsapp.com/channel/0029VbAauP83mFYCmLD7N82b
10 months ago | [YT] | 132
View 21 replies
InvestKaar
I have started writing again on both basics and advanced concepts that you need to know while you are investing.
I am also thinking of doing a webinar on the calculators I have been making (after concluding the ongoing video series) - the link will be shared inside this channel.
So if you are an avid reader and want early access to webinars, click on the link to join our new WhatsApp channel.
whatsapp.com/channel/0029VbAauP83mFYCmLD7N82b
InvestKaar: Trying to empower simple Pakistanis to understand investing and then invest properly
10 months ago | [YT] | 87
View 3 replies
InvestKaar
Update for my 40+ audience - YouTube held my retirement calculator video that I created just for you guys!
Their reason? The numbers are 'too good to be true.'
Here's what YouTube found mind blowing ⬇️
40-year-old, PKR 300k salary, saves 10% for 20 years:
→ Normal investing: 7.35 crores
→ With half of the tax rebate: 8.9 crores
Same person, same money, 1.55 crores MORE.
Just because this person understands Pakistan's tax system.
Wait, there's more ⬇️
Already have some savings at 40? Any money invested at 14% for 20 years grows 13.5 times by retirement (20 years) !!
While YouTube 'reviews' basic math (I am hopeful), I'm sharing the calculator directly tomorrow!
WhatsApp channel: whatsapp.com/channel/0029VbAauP83mFYCmLD7N82b
11 months ago | [YT] | 59
View 12 replies
InvestKaar
The #1 problem new investors face? "I don't know where to start."
Sound familiar?
Most communities throw you into advanced content without any roadmap. You're left confused, overwhelmed, and making costly mistakes.
That's exactly why we built this ➡️ A step-by-step onboarding that takes you from "I'm interested in stocks" to "I know exactly what to do next."
No guesswork. No confusion. Just a clear path forward.
This is what you get the moment you join InvestKaar → a structured journey that ensures you never feel lost.
Ready to start your investing journey the right way?
Link to join the InvestKaar community ➡️ forms.gle/ceQk6AfC4f5EXYa87
1 year ago | [YT] | 33
View 5 replies
InvestKaar
This message landed in my inbox today and here's what caught my attention:
"I'm a more confident investor than before, even though I still haven't gone through even half the content."
Think about that → She's already transformed her investing confidence without even finishing our resources!
This is exactly why I built InvestKaar differently:
Most communities give you fish (stock tips, buy/sell signals).
We teach you to fish (fundamental analysis, independent thinking, long-term wealth building).
The result? Members who can evaluate any stock independently, not just follow recommendations.
Ready to join serious investors who think long-term?
Link → forms.gle/ceQk6AfC4f5EXYa87
Perfect for: Investors who want to build wealth systematically over years, not chase quick gains.
1 year ago | [YT] | 40
View 2 replies
InvestKaar
The podcast is live! Hope you guys will like it
1 year ago | [YT] | 10
View 0 replies
Load more