Ivy & Joy

AI can automate tasks. It can analyze data. It can even give you the “perfect” plan.

But there’s one thing it can’t replace:
👉 Human support when change gets hard.



One of the greatest privileges of my work is walking alongside my clients as they break through the very patterns that once kept them stuck… and watching them build lives they used to only dream about.



Here’s the truth most people don’t talk about:
When it comes to money, it’s rarely a knowledge problem.
It’s a behaviour problem.



We live in a world overflowing with financial advice.
Budgeting tips. Investment strategies. Wealth-building blueprints.

And yet…
Money is still one of the leading causes of stress, conflict, and even divorce.



Why?



Because knowing what to do is one thing.
But consistently doing it… is something else entirely.
People know they should budget.
People know they should invest.
People know they should be consistent.
But when emotions, habits, and real life kick in…
That’s where things fall apart.

And that’s exactly where a coach changes everything.



There is nothing more powerful than walking alongside someone as they:
✨ Break old patterns
✨ Build new habits
✨ Overcome the mental blocks holding them back
✨ And finally create the life they once thought was out of reach



I see it every day — and it never gets old.



Here’s what most people overlook:
Money is rarely just about math… it’s about behaviour and habits.

And with money being one of the leading causes of stress — even relationship breakdowns — the need for real, human guidance has never been greater.



That’s why the opportunity right now is massive.
People don’t just need more information.
They need guidance.
They need accountability.
They need someone who can help them turn knowledge into action — and action into results.

If you’ve ever felt called to help others in this way…
to guide them, support them, and walk with them as they create financial stability and freedom…

There has never been a better time.



You can build a meaningful, profitable business as a money coach — even part-time — while making a real impact in people’s lives around the world.



And the best part?



This is the kind of work that AI can’t replace.



If you’re ready to AI-proof your income and step into this space…
💬 DM me “Money Coach” and I’ll share the details with you.

1 month ago | [YT] | 0

Ivy & Joy

Hi everyone, welcome to my new YouTube Community! Now you can post on my channel, too. To get started, tell me in a post what you'd like to see next on my channel.
Visit my Community: youtube.com/@JoyRowlandx/community

4 months ago | [YT] | 0

Ivy & Joy

A new year doesn’t wait for motivation — it responds to action.

The first working week of 2026 is already behind us, and I’ve been reflecting on what it actually looks like to move in alignment with big goals — not in theory, but in practice.





Here’s what my first work week looked like:

• Scheduled a collaboration planning session with Ashley Sard, an industry giant serving Veterans

• My interview on The Unbreakable Mompreneurs Podcast with Charisse Walker was released

• Interviewed on the Deals With Heels Podcast with Debra Bowers (promo clips coming this week)

• Interviewed on the She’s BEYOND Elevated Podcast with Dr. Kimberly Dunlap, EdD, CPCU, AIC-M, MBA

• Booked a collaboration with Dr. Corey Winn to be interviewed on The Next Level Women Show

• Invited by Sharon Jackson, President of The National Women’s Collaborative, to host a live workshop for her community

• Had a coffee chat with Tania P. Brown, CFP® — we agreed to become referral partners and planning to host a summit with 3 other powerhouse women in May (stay tuned for details)

• Published two new YouTube videos

• Announced two live events for January:

– Starting a Business When You Can’t Get a Job (60+ women already registered)

– Next Level Women Networking (100+ women already registered)

• Welcomed two new private clients





People sometimes call results like this “luck.”



I don’t see it that way.





I’m deeply grateful and blessed by God — and I’ve learned that faith feels strongest when it’s supported by intentional, income-producing action.





What stood out to me most wasn’t the outcomes themselves, but the clarity that comes from showing up as the CEO of your business and moving with intention — even when no one is watching.





The year is already moving.





And I’m choosing to meet it with actions that match the future I’m praying for.





If this resonates, I’d love to hear:

What intentional action are you committing to this week?





— Joy Rowland

Income Elevation Strategist

****************************

Hi and thanks for reading to the end.

I help women turn their skills, expertise and life experience into money in the bank. Use the link in bio to grab my 4+1 Fully Booked Formula

4 months ago | [YT] | 0

Ivy & Joy

Can we talk about something that’s been sitting heavy with me lately?

The past couple of months I have watched so many talented, heart-led coaches quietly spiral down because their business feels “too quiet” or “slower than it should be.”

And I get it.
When things aren’t moving, the mind starts filling in the gaps.
Doubt gets louder.
Comparison creeps in.
And suddenly, quitting feels like relief.

But here’s the truth most people won’t say out loud 👇

A slow season isn’t a signal to panic.
It’s an invitation.

An invitation to stop numbing yourself with “busy work”.
To close the 26 open tabs.
To stop waiting for the “perfect” strategy.
And to finally create instead of consume.

Because this is the part no one sees…

The women who keep showing up when it feels quiet—
who refine their message, deepen their conviction, and stay visible when it would be easier to disappear—
they’re the ones who look like “overnight successes” later.

This is the separation season.
Not louder. Not busier.
More rooted.

So I’ll ask you gently…

When things feel uncomfortable—
do you retreat…
or do you rise?

What are you choosing? 💕

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 #onlinecoaching #mindsetcoach #businessmindset #entrepreneurlife #createoverconsume #womeninbusiness #businesscoach #businesscoachingforwomen #LifeCoachTips #WomenCoaches #CoachingBusiness #ProfitableCoaching #GrowYourCoachingBusiness #CoachingStrategy #WomenEntrepreneurs #LifeCoachLife #CoachingSuccess

5 months ago | [YT] | 0

Ivy & Joy

Stop worrying.
Not because “everything will magically work out”…
but because worrying about something that hasn’t happened yet sends your nervous system into anxious apprehension.

And here’s the part most people miss 👇

When you worry, you don’t just think about a future problem —
you borrow stress from a future that doesn’t exist.

You mentally rehearse the worst-case scenario.
Your body reacts as if it’s already happening.
Your energy drains.
Your creativity shuts down.

And the time and energy you spend worrying?
That’s the exact same time and energy you could have used to:
• find solutions
• create safeguards
• make different decisions
• take aligned action
• or prevent the thing altogether

💡 Worry doesn’t protect you.
It paralyzes you.

⚡ EMPOWERED EXPECTATIONS ⚡
This is where the shift happens.

We have to get to the place where we hold only empowered expectations —
not rooted in fear, but in clarity and self-trust.

Replace:
😰 Anxious apprehension of what you don’t want

With:
😄 Joyful anticipation of what you do want 🎯✨

Because worrying is just wasted energy ⚡🛑
Energy you could be using to create the outcome you actually desire.

Calm creates clarity.
Clarity creates power.
Power creates better outcomes.

So the next time your mind jumps ahead and asks,
“But what if it all goes wrong?”

Pause.
Come back to now.
And ask a better question:

👉 “What can I do today that actually moves me forward?”

That’s where peace lives.
That’s where momentum begins. ✨

👇 Comment “JOYFUL EXPECTATION” 😄🔥
if you’re done letting worry steal your energy.

💬 Save this for later and come back to it when your mind starts racing again with anxiety.
❤️ Share it with someone who needs some encouragement.

5 months ago | [YT] | 0

Ivy & Joy

Over the past couple of weeks, I’ve found myself quietly pondering the miracle of the birth of Jesus Christ.

How one life—His life—has transformed my own.
How His ministry, His presence, His obedience, has changed the world forever.

And as I’ve been sitting in stillness, in my quiet time, reflecting on this extraordinary gift—the Son of God—I noticed my thoughts begin to wander.

I started to place myself in the shoes of His mother, Mary.
I began to wonder…
At that moment when her first child was born.
When she held her precious baby in her arms for the very first time.

When she looked into His tiny face, His tiny hands, His tiny fingers…
Did she truly know the greatness she was holding?

I know the angel visited her.
I know she received a divine revelation before she conceived.
I know she understood this child was from God.

But still…
As a mother, holding your newborn for the first time—did she really grasp the magnitude of what was in her hands?
Or did it just feel like a baby?
Fragile. Small. Dependent.

And as I sat with that question, my mind gently turned to business.

To your business.

Because the truth is—many of you are holding something right now that feels like a baby.
An idea.
A calling.
An entrepreneurial dream that’s still in its infancy.
And I wonder…
Do you truly know the greatness you’re holding in your hands?

Because if you did, you would show up differently.
You would speak to yourself differently.
You would stop minimizing your vision.
You would stop talking down your potential.
You would stop treating your dream like it’s “small” or “not enough yet.”

Greatness doesn’t always arrive fully formed.
Sometimes, it arrives quietly.
Wrapped in vulnerability.
Needing belief, protection, and faith before it ever reveals its power.
Don’t mistake “new” for “insignificant.”
Don’t confuse “early” with “unimportant.”
What you’re holding may feel like a baby now—but there is greatness waiting ahead.
Handle it with reverence.
Speak to it with faith.
And show up as if you know what it’s capable of becoming.

Not sure why I'm emotional writing this post ... I get that way whenever I'm thinking of God's love 🥰
✨

5 months ago | [YT] | 0

Ivy & Joy

What if… just what if…
there really was a bigger force working behind the scenes for you? 🤍

Opening doors you didn’t knock on.

Creating opportunities you couldn’t strategize your way into.

Aligning moments that look like coincidence… but aren’t.

We’re taught to trust our five senses.

To plan harder. Push more. Hustle longer.

But strategy can only take you so far.

There comes a point where trust becomes the strategy.

Where surrender unlocks what effort never could.

That’s when you start witnessing happy coincidences.
Divine connections.
Doors opening at just the right time.

Not because you forced them —
but because you believed.

Because you trusted.

Because you surrendered.
It’s time to stop hustling.

Time to rest in awe.

Time to trust, obey, show up…
and receive the abundance God already created for you. ✨

I call Him God. 🙏🏽
.
.
.
#FaithOverFear #TrustGod #GodIsInControl #DivineTiming #SurrenderAndTrust #WalkByFaith #PurposeDrivenLife #AbundanceMindset #KingdomMindset #FaithLedBusiness #GodsPlan #ObedienceOverHustle #CalledForMore #GraceOverGrind #RestInGod #FaithJourney #WomenOfFaith #ChristianEntrepreneur #AlignmentOverHustle #BlessedBeyondMeasure

5 months ago | [YT] | 0

Ivy & Joy

If your brain doesn’t believe the goal is possible,
it doesn’t matter how good the strategy is.

You can download every funnel.
Post every day.
Follow every “how-to” step perfectly.
And still stay stuck.

Because your survival brain is always listening.

If it thinks success = risk, rejection, embarrassment, or disappointment,
it will quietly sabotage your actions through:
• procrastination
• overthinking
• perfectionism
• inconsistency

This is why hustle doesn’t work long-term.

And why more tactics aren’t the answer.

Real, sustainable success happens when:
✨ your brain is brought on side
✨ belief is installed before strategy
✨ confidence is built first — then consistency follows

This is exactly what I help my clients do.

We don’t just build visibility and business systems —
we rewire the internal blocks that stop them from actually using them.

Because you cannot hustle your way through negative beliefs.

👇🏽 HERE’S YOUR SIGN

If you’re ready to stop fighting your own brain and start building your business from alignment, clarity, and belief…
👉 DM me the word “BRAIN”
and I’ll share how I help women rewire their mindset and install a simple, proven path to consistent clients and income.

Your next level doesn’t require more effort.

It requires a new operating system. 🧠✨

#brainbasedbusiness #mindsetforsuccess #neuroscienceandbusiness #subconsciousbeliefs #womeninbusiness #femaleentrepreneur #womenentrepreneurs #coachingbusiness #coachesofinstagram #beliefbeforestrategy #alignedsuccess #entrepreneurmindset #successmindset #innerworkouterresults #rewireyourbrain #buildwithbelief #nextlevelwomen #joyrowland

5 months ago | [YT] | 1

Ivy & Joy

Hi, I’m Emily Tanner, founder of Brave Widow, and I need to share this.

When I reached out to Joy, I knew I wanted to grow my business…
but I also knew something was holding me back — I just couldn’t name it.

Within our very first conversation, Joy helped me identify subconscious beliefs I didn’t even realize were quietly limiting me.

And more importantly, she made me feel completely safe, seen, and supported while doing it.

This wasn’t just mindset talk.

She gave me practical tools — real, actionable ways to work through those beliefs and actually change how I show up.

Now?
I feel confident going into consults.
I trust myself more.
I show up as the best version of me — not only for my business, but for the widows I’m here to serve.

Joy is one of those rare, well-rounded coaches.

She’s not just a powerful life and business coach — she’s also a systems + technology queen and a true mindset ninja.

So if you’re on the fence about working with her…
✨ this is your sign ✨
Just do it.

You’ll love her — and she will help you grow your business and serve more clients.

*******************
Watch Emily’s full video testimonial using the link in bio.

✨ Curious what this kind of support could look like for you?

Send me a private DM and I’ll share how I can help you grow your business and reach consistent $10K months in a way that actually feels aligned, predictable and sustainable.

5 months ago | [YT] | 0

Ivy & Joy

Last week, I welcomed three new clients. In our very first session, I asked each of them the same question:

“Why did you choose to work with me?”

All three gave the exact same answer:

“I felt connected to you.”

I asked how that connection was formed, and each of them said:

→ through the emails I send regularly
→ through watching my longer YouTube videos
→ through hearing my voice, seeing my mannerisms, witnessing my thought process and my way of approaching business and life

And it really landed for me.

So many people say they’re struggling to sign clients — and yes, strategy matters, messaging matters — but beneath all of that, one truth remains:

🔹 People buy when they feel connected.

Not when they’re convinced.
Not when they’re pushed.
Not when they’re “sold to.”

When they know you.

When they can feel you.

When they’ve spent enough time in your world to say,
“I trust this person with the next chapter of my life.”

That kind of connection rarely happens in:

→ 7-second reels
→ perfectly curated carousels
→ one-liner hooks

It happens in:

→ conversations

→ long-form videos

→ thoughtful emails

→ real human presence

So if you’ve been hiding,
if you’ve been postponing,
if you’ve been waiting until you’re “more polished” or “more ready”...

Here is your sign:

Let people see you.
Let them spend time with you.
Let them feel your heart, not just your highlights.

You don’t have to be louder.
You don’t have to be flashier.
You just have to be you — in a place where people can truly meet you.

No more disappearing.
No more shrinking.
No more keeping your gifts tucked away.

This comes with genuine love,
and a reminder that your presence — just as you are — is enough.

6 months ago | [YT] | 0