Desi FIRE Podcast

Two friends, Ravi Handa and Ram Shankar, share their FIRE (Financial Independence Retire Early) journeys. Ravi became FI (Financially Independent) in 2022 and is contemplating retirement. Ram plans to do the same in 2025.


Desi FIRE Podcast

Liquidity is one of the most underrated financial concepts.

Liquidity simply means:
how quickly you can convert an asset into cash without significantly affecting its value.

Cash is highly liquid.
Real estate is far less liquid.

Liquidity matters massively during emergencies and market stress.

1 week ago | [YT] | 0

Desi FIRE Podcast

📊 Can active mutual funds really beat their benchmarks?

We analyzed award-winning large-cap funds and compared their long-term performance against the market.

The results were not what many investors would expect.

Watch the full video here 👇

1 week ago | [YT] | 1

Desi FIRE Podcast

Axis MF suspends subscription in Gold ETF and FOF.

Should you worry?

2 weeks ago | [YT] | 0

Desi FIRE Podcast

Passive income is a myth!
Find out why!!

4 weeks ago | [YT] | 0

Desi FIRE Podcast

Is buying a house really a good investment?
We break it down in today’s Ask Handa Uncle.
Premiering now.

1 month ago | [YT] | 0

Desi FIRE Podcast

What does money really look like in a startup journey?

Most people see funding announcements and success stories
But behind that are salary cuts tough financial decisions and long term bets like ESOPs

In this episode we break down how founders actually think about money and how Infinity is building solutions for Indian businesses to manage cross border payments seamlessly

🎬 The episode is live now
Watch here 👇
https://youtu.be/hm1IrBWy7wk

2 months ago | [YT] | 0

Desi FIRE Podcast

Join me at Harish Reddy, founder of ‪@Stable_Money‬ as we sit down to discuss Asset Allocation.

Video goes live at 7 PM: https://www.youtube.com/watch?v=PJtZN...

I will be available on Live chat to answer queries or just chit-chat :)

1 year ago | [YT] | 5

Desi FIRE Podcast

Fees for IIM-A has moved from 1.5 Lakhs to 25 Lakhs in 20 years. Roughly 17 times. If you have a 3 year old now, he will need 4-4.5 Crs for an MBA.

Data like this is often used to scare people.

Yes - inflation exists.

Yes - it can be scary.

But it is often made out to be a bigger problem than it is when it comes to education.

Let me explain.

The fees for institutions like IIM-A grew very rapidly in the 2000s for a very simple reason: they were playing catch-up. Fee for educational institutes were kept under control for a long time. Same is true for IITs and other govt colleges. Some of them have increased it over the years but even today, it remains low for a lot of institutions.

If you look at the last 15 years or so, the inflation in cost of a college degree is pretty much in line with other costs of living. It is the lifestyle inflation which gets to you. Among my peers, I do see a trend of wanting to send the kids abroad for graduation. If not for graduation, definitely for post grad. Also, they want to pay for it.

Over the next 15 years, I do not see the cost of a college degree become 15 times or even 10 times. I do not see the cost of a college degree growing at anything more than 10% over the next 15 years.

If I have to guess, I would probably put the number at 6-7%.

Bottom line: Kid's education should be a matter of concern but not a matter of worry.

PS: Do not copy the image and pass it off your own.

2 years ago | [YT] | 10

Desi FIRE Podcast

I have been asked by a company to give a 30 minute presentation on FIRE.

What do you think I should cover in it?

2 years ago | [YT] | 8

Desi FIRE Podcast

What sort of FIRE are you aspiring for?

Video releases at 10 AM tomorrow: https://www.youtube.com/watch?v=ibS-2...

2 years ago | [YT] | 4