My House Mortgage

Want to start building a rental property portfolio but think you need a huge down payment? Think again.

This video breaks down the 10% down investment strategy and how buyers in 2026 are using it to get started with rental properties faster. Learn how it works, who may qualify, and how it can help you begin building long-term wealth through real estate.

🎥 Watch now and call if you need help starting your investment property journey!

https://www.youtube.com/watch?v=XOvdR...

Duane Buziak
Mortgage Maestro
NMLS: 1-1-1-0-6-4-7
📞 804-212-8663

#InvestmentProperty #RentalProperty #RealEstateInvesting #MortgageTips #RichmondVA

2 months ago (edited) | [YT] | 0

My House Mortgage

Struggling to Buy and Sell Your Home Simultaneously? This Is What You Should Do!

Worried about selling your current property before securing another? Well, you're not the only one.

In fact, this is one of the most common problems faced by buyers today.

Watch the full video below:
https://youtu.be/GFs41iZP8ys?si=jjoOF...

In this video, you will discover:

✅ How a bridge loan process works
✅ How you can use the equity from your current home to purchase your future house.
✅ How you can make a non-contingent offer to appear like you have cash

By using this approach, you could put yourself in a better position than other homebuyers.

#BridgeLoan #HomeBuyingTips #RealEstateAdvice #MoveUpBuyer #HomeSelling #PropertyInvestment #SmartFinance #HomeOwnership #HousingMarket #2026Market

2 months ago (edited) | [YT] | 0

My House Mortgage

Home Warranty: Lifesaver or Scam?

Homeowners believe that their home warranty can cover them… but what happens when it doesn’t?

Check out the video for more information:
https://youtu.be/taLXEicyHT4?si=g-ujY...

Some of the topics discussed in this video include:

✅ Reasons why most claims made against a home warranty are denied
✅ What the "Wear & Tear" clause means
✅ Coverage limits you should be aware of
✅ Situations where a home warranty is useful
✅ How to safeguard yourself from surprise repair expenses

Do not take things for granted; knowledge of the fine print may help you save hundreds of dollars.

Watch now to avoid getting caught off guard by future repairs!

#HomeWarranty #HomeBuyingTips #RealEstateAdvice #HomeOwnership #SmartFinance #PropertyMaintenance #HomeProtection #MoneyTips #FirstTimeHomeBuyer #2026Market

2 months ago (edited) | [YT] | 0

My House Mortgage

Home Buyer Grants: $31 MILLION — Are You Leaving Money On The Table?

As of April 2026, the Homebuyer Dream Program, Welcome Home Program, and others are now OPEN, giving you up to $30,000 per person toward down payments and closing costs!

And the great news is... IT IS NOT A LOAN! You will not be expected to repay this money.

Watch the complete video below:
https://youtu.be/nn6CGwk1Zvw?si=Uk5gm...

In this video, you will learn:

✔ Income limits and qualifications for 2026
✔ How to DOUBLE your grant by becoming "First-Generation"
✔ How to apply step-by-step
✔ How to get money before they run out
✔ How to use this grant for down payment and closing costs.

These grants are available on a limited basis, so it pays to know how to take advantage of them.

Watch this video and discover if you qualify for free homebuyer help today!

#HomebuyerGrants #DownPaymentAssistance #FirstTimeHomeBuyer #MortgageTips #RealEstate2026 #HomeOwnership #SmartBuying #FinancialFreedom #PropertyInvestment #DreamHome

2 months ago (edited) | [YT] | 0

My House Mortgage

Did You Know There’s Over $31M in Homebuyer Grants Available?

April 2026 is when the Homebuyer Dream Program, Welcome Home Program, and other similar programs become accessible and you may get per household for down payments and closing costs…

And the most interesting thing about them is that you do not need to repay this money because it is NOT A LOAN!

See the full video:
https://youtu.be/nn6CGwk1Zvw?si=aQiE1...

What you will learn from this video:

✔️ About the mechanics of getting grants for homebuyers
✔️ About the 2026 income limits
✔️ About the “First Generation Bonus,” which doubles the amount of your grant


✔️ How to apply for these programs step-by-step
✔️ And how to grab this money before it all runs out

This money is limited and available only on a first-come, first-served basis.

Watch this video and find out if you are eligible to receive assistance for buying a house!

#HomebuyerGrants #DownPaymentAssistance #FirstTimeHomeBuyer #MortgageTips #RealEstate2026 #HomeOwnership #SmartBuying #FinancialHelp #PropertyInvestment #DreamHome

2 months ago (edited) | [YT] | 0

My House Mortgage

Say Goodbye to the OLD “1% Rule” in 2026… Are You Ready?

Homeowners have been advised to allocate 1% of the value of their home for repairs
— But in the current environment, that’s not sufficient anymore.
Everything has become more expensive, including labor and building materials.

Click to watch the full video:
https://youtu.be/sA-22JL5xuo?si=xrG15...

This video will teach you:

Why the old 1% rule does not apply in 2026
✔ The New 3% Rule for effective home maintenance budgeting
✔ How the age of your home influences your savings approach
✔ Costs of critical repairs (roofing, HVAC, water heater, etc.)
✔ Practical tips on how much to save each month

Make sure that your dream house doesn’t become a nightmare. Proper budgeting is all about knowing the right numbers.

Click here to watch the video!

#HomeMaintenance #RealEstateTips #HomeOwnership #FinancialPlanning #SmartHomeowner #PropertyInvestment #HomeBuying2026 #MoneyManagement #RealEstateAdvice #HomeCare

2 months ago (edited) | [YT] | 0

My House Mortgage

Planning to erect a house from scratch? Your first stop should be to understand construction loans.

In Part 1, Duane Buziak, a representative of My House Mortgage, explains what is meant by a Construction Loan, and in a simple and easy-to-understand manner, too.

This is a video for anyone who is planning to build a new home and is seeking to know more before getting started.

In the video, you will be able to:

• What a Construction Loan is
• Explanation on how construction loans are made step-by-step.
• What a draw schedule means
• How interest-only payments work during construction

• How long construction loans typically last

This basic knowledge will help you avoid confusion and make informed decisions before moving forward.

Remember to watch Part 2 for requirements, loan types, and pros and cons.

Watch the video here:

https://youtu.be/YtDz4hSU8gM?si=Vwejl...

Subscribe to our channel for more informative and helpful video tutorials.

#ConstructionLoan #BuildAHome #MortgageEducation #HomeConstruction #HomeLoanBasics #MortgageMaestro #DuaneBuziak #MyHouseMortgage

5 months ago (edited) | [YT] | 0

My House Mortgage

Think You Need Perfect Credit to Buy a Home? Think Again.

Think You Need Perfect Credit

Legends about real estate:

The most common one is that only those with spotless credit reports are eligible to buy property.

The reality: Many people with average credit are able to qualify for loans and even buy their first homes.

In this video, Duane Buziak describes why renting for an extended period of time could be hurting your wallet—and just how you could already be well on your way to buying a place of your own.

Whether you’re a renter, have uncertain credit, or, like many of us, are waiting for the ‘perfect time,’ this video will open your mind to what you might be able to accomplish.

Watch the full video here:

https://youtu.be/pQRUZbnpyaU?si=1LcL6...

Are you renting now or buying a place anytime soon? I'd like to chat.

#FirstTimeHomeBuyer #MortgageMyths #HomeBuyingTips #CreditAndMortgages #VALoans #FHALoans #RentVsBuy #HomeLoanAdvice #MyHouseMortgage #DuaneBuziak #MortgageMaestro

5 months ago (edited) | [YT] | 0

My House Mortgage

Merry Christmas! 🎄✨
Wishing you joy, peace, and prosperity.
Thanks for being part of this journey. ❤️

6 months ago | [YT] | 3

My House Mortgage

🇺🇸 New Video is Live – VA Loan Part 2!
Are you a veteran or active-duty service member planning to buy a home?
In this video, we explain VA Loan benefits, funding fees, no PMI advantage, and who VA loans are best for.

👉 Watch here: https://youtu.be/_EXQ9luxAXw?si=-PjK1...

Don’t forget to Like 👍, Comment 💬, and Subscribe 🔔 for more mortgage education.

6 months ago | [YT] | 0