Mortgage Realty - Duane Buziak

🏡 Do you think you need to put down 20% on your first home purchase? Think again!
With an FHA loan, you could potentially purchase your first home with as little as 3.5% down, despite having less-than-stellar credit.


In our latest video, we cover:

✔️ How an FHA loan works
✔️ Who qualifies for one
✔️ The minimum amount you'd need to put down
✔️ What your credit score needs to be
✔️ How mortgage insurance works
✔️ Using gift money toward your down payment

If you've been living in a rental property and considering buying a home but aren't sure if it’s realistic, you’ll definitely want to watch this video.

🎥 Watch it here:
https://youtu.be/WBV1tudtPkY?si=RBJHQ...

Got questions about FHA loans? Ask them in the comments section below! 👇

#FHALoan #FirstTimeHomeBuyer #HomeBuyingTips #MortgageTips #HomeLoan #RealEstate #DownPaymentAssistance #BuyAHome

2 months ago (edited) | [YT] | 0

Mortgage Realty - Duane Buziak

Are you waiting to see if mortgage interest rates go down?
It may end up costing you more money. 🙈

When interest rates drop, there will be more buyers who return to the real estate market.

This often leads to:
• More competition
• Bidding wars
• Increased housing prices

At this point, buyers have the advantage. You can try to get seller contributions, credit towards closing costs, or even a reduction in interest rates that will decrease your monthly payments.

And don’t forget: You can always refinance your loan when interest rates are better.

The key isn’t asking what mortgage interest rates are; it is how the housing market will be once everyone returns.

Buying a house in Virginia, Tennessee, Florida, or Georgia? Now may be the right time.

Check out the full video here:
https://youtu.be/Lx5ivVfZqDY?si=tmJbp...

#HomeBuying #MortgageRates #RealEstateTips #FirstTimeHomeBuyer #VirginiaRealEstate #TennesseeRealEstate #FloridaRealEstate #GeorgiaRealEstate

2 months ago (edited) | [YT] | 0

Mortgage Realty - Duane Buziak

🏡 Need to refinance your mortgage?

Maybe an FHA refinance will help you reduce your payment amount or interest rate or get better terms even when you’re not eligible for a regular refinance mortgage.

In the following video, you’ll learn:

✔️ About FHA refinance programs
✔️ Who might be eligible for this type of refinance mortgage
✔️ Why there are more lenient credit requirements for an FHA loan
✔️ How a refinance loan helps you achieve financial stability

To make a wise choice for the future, watch this video.

🎥 Click to watch:
https://youtu.be/11c3kWCG9Tw?si=ZjQVg...

#FHARefinance #MortgageRefinance #HomeLoan #FHALoan #Refinancing #MortgageTips #Homeowners #PersonalFinance #InterestRates #FinancialFreedom

2 months ago (edited) | [YT] | 0

Mortgage Realty - Duane Buziak

🚗💼 If you’re a self-employed professional, Uber driver, or freelancer trying to qualify for a mortgage loan, you’re not alone.

And it's definitely not your fault!

Unfortunately, most financial institutions depend on tax returns – but if you’ve been making sure to claim every possible write-off, your reported earnings may be much lower than your actual earnings.

💡 But there’s hope!

In this video,
Duane Buziak discusses the advantages of bank statement loans that can assist you in qualifying based on your cash flow and not just your tax returns.


🏡 This could be your ticket to homeownership.


🎥 Check it out here:
https://youtu.be/PG72HAFITo0?si=GBe8e...

👇 Let us know in the comments:
Are you self-employed or planning to purchase a home?

#BankStatementLoans #SelfEmployed #GigWorkers #FreelancerLife #MortgageTips #HomeBuying2026 #RealEstateTips #EntrepreneurLife #UberDriver #1099Contractor

2 months ago (edited) | [YT] | 0

Mortgage Realty - Duane Buziak

🚗💼 Do you work as an Uber driver, freelancer, or independent contractor?

If tax deductions are holding you back from homeownership, then it's time for a change! 🏡❌

Self-employed individuals usually find it difficult to secure mortgages since most mortgage companies depend on tax returns. However, is there a better alternative?

Find out more by watching this video featuring Duane Buziak and learning about bank statement loans.

👉 Click here to watch:
https://youtu.be/U9suOSBm0HY?si=4e15Q...

✅ Ideal for freelancers
✅ Avoid tax returns
✅ Use your actual income
✅ Become a homeowner

There's always a better way to go around restrictive rules!

#MortgageTips #BankStatementLoan #SelfEmployed #GigWorkers #UberDriver #FreelancerLife #HomeBuying #RealEstateTips #1099Income #FirstTimeHomeBuyer

2 months ago (edited) | [YT] | 0

Mortgage Realty - Duane Buziak

🏡 Thinking About Buying Your First Home? Start Here.

While the home buying process may be confusing at the beginning, once you learn the steps of the home buying process, everything will become clear.

In the following video, we will walk you through the steps of checking your credit, creating a budget that fits your needs, obtaining pre-approval, and learning about the low down payments that many of us qualify for and the grants and assistance that may be available to us as home buyers.

The most common mistake that home buyers make is waiting and not learning their options. The more you learn about the home buying process, the better prepared and confident you will be throughout the entire home buying experience.

🎥 Watch the full video here:
https://youtu.be/NfRB8ouNVCc?si=IDIRQ...

Are you thinking of moving from renting to home ownership? This video is the perfect place to start.

#FirstTimeHomeBuyer #HomeBuyingTips #MortgageTips #HomeOwnership #RealEstateEducation #HomeBuyingJourney #MortgageAdvice #RealEstateTips

3 months ago (edited) | [YT] | 0