Banking Gyan - Invidious

Banking Gyan

Hi, in this channel we upload videos related to banking, finance and management. This channel is dedicated for banking aspirants (NRB, ADBL, RBB, NBL) and other bank related content.

Please subscribe our channel to motivate us!
Thank you!

🚀 Contents on Banking Gyan
All the content on Banking Gyan platforms are related with banking finance, government banking jobs related materials. You can follow in all social channels for banking and finance knowledge.

🌍Website www.BankingGyan.com
👉Facebook: www.fb.com/bankinggyanofficial
📱TikTok: www.tiktok.com/@banking.gyan

View channel on YouTube

Switch Invidious Instance

Videos

Shorts

Posts

Banking Gyan

सदर मुलुकीखानाको इतिहास
वि.सं. १९९० बैशाख ७ मा गठन भएको राणाकालीन प्रशासनमा केन्द्रिय बैङ्कको काम गर्ने निकायलाई सदर मुलुकी खाना भनिन्थ्यो । मुलुकी खानाको राजस्वको निकासी कौसी तोषाखानाबाट गरिन्थ्यो । नेपालमा पहिलो पटक वि.सं. २००२ असोज १ गते सदर मुलुकीखानाले ५, १० र १०० को कागजी नोट प्रचलनमा ल्याएको थियो। सदर मुलुकी खानाले निष्काशन गरेको नेपाली नोटलाई मोरु (मोहर रुपैयाँ) भनिन्थ्यो ।
पछि २०१३ सालमा नेपाल राष्ट्र बैङ्क स्थापना भयो र नोट तथा सिक्का छाप्ने काम गर्न थाल्यो र नेपाल राष्ट्र बैङ्क मार्फत छापिएका कागजी नोटहरू २०१६ साल फागुन ७ गतेबाट प्रचलनमा ल्याईयो ।
सदर मुलुकीखाना प्रमुखलाई खजाञ्ची भनिन्थ्यो। खजाञ्ची नियुक्ति राजगुरुको खलकबाट हुन्थ्यो ।
सदर मुलुकीखानाको कार्यहरू
१. विभिन्न सरकारी अड्डाबाट जम्मा गरिएको रकम, सुन, चादी र भारतीय मुद्रा नोटको सङ्कलन गर्नु
२. ब्रिटिस सरकारबाट वार्षिक रूपमा आउने रु. १० लाख दिल्लीमा रहने नेपाली वकिलको माध्यमबाट बुझी लिनु
३. दैनिक कामको लागि चल्ती ढुकुटीमा रु. १० लाख र रु. पाँच लाख (भारतीय मुद्रा) राख्नु र सबै जगेडा रकम तीन साँचा ढुकुटीमा राख्नु । (यो ढुकुटी मा तीन ताल्चा लगाइएको हुन्थ्यो र यसको साँचो खाजांची, तहबिल डिट्ठा र टहरीरसँग हुन्थ्यो )
४. कौशी तोषि खानाको आगी हरासंदा आदेश बमोजिम रकम निम्न कोषहरू व्यवस्था गर्नु :
* गुठि रकम
* चन्द्रबत्ति प्रकाश बिजुली रकम
* डेप्रिसियसन् बिजुली रकम
* निजामति कर्मचारी रकम
* रोपवे रकम
* महासमर सभा रकम
* त्रिचन्द्र हस्पिटल रकम
६.भारतीय तथा नेपाली मुद्राको सतही कायम गर्नु विनिमय दर १०० भारू=१२४ नेपाली रुपैया र ३% . (सटहीको लागि मुलुकीखानाको सरफखाना फाँटलाई जिम्मेवारी दिइन्थ्यो । )
- खजाञ्चीहरु
१.जनकराज पण्डित
२.भरतराज पण्डित
३.नरेन्द्रराज पण्डित

History of Sadar Mulukikhana

The central banking body in the Rana-era administration, formed on B.S. Baishakh 7, 1990 (April 19, 1933), was called the Sadar Mulukikhana. The disbursement of Mulukikhana's revenue was handled by the Kausi Toshakhana. For the first time in Nepal, on B.S. Ashwin 1, 2002 (September 16, 1945), the Sadar Mulukikhana and printed paper banknotes of denominations 5, 10, and 100 were brought into circulation. The Nepali banknotes issued by the Sadar Mulukikhana were called Moru (Mohar Rupees).

Later, in the year B.S. 2013 (1956), Nepal Rastra Bank was established and took over the work of printing banknotes and coins. Paper banknotes printed through Nepal Rastra Bank were brought into circulation starting from B.S. Phalgun 7, 2016 (February 19, 1960).

The head of the Sadar Mulukikhana was called the Khajanchi (Treasurer). The appointment of the Khajanchi was made from the lineage of the Rajguru (Royal Chief Priest).Functions of Sadar Mulukikhana: Collecting money, gold, silver, and Indian currency notes gathered from various government offices.

Receiving the annual sum of 1 million rupees provided by the British Government through the Nepali Vakil (envoy) stationed in Delhi.

Keeping 1 million Nepalese rupees and 500,000 Indian rupees in the current treasury for daily operations, and placing all reserve funds into the Teen Saancha Dhukuti (Three-Key Treasury). (This treasury was secured with three locks, and its keys were kept by the Khajanchi, Tahabil Dittha, and Tahrir).

Managing the following funds in order when the Kausi Toshakhana faced a deficit:

💰Guthi Fund (Trust fund),
💰Chandrabatti Prakash Bijuli Fund (Electricity fund),
💰Depreciation Electricity Fund,
💰Civil Servants Fund,
💰Ropeway Fund,
💰Mahasamar Sabha Fund (Great War Council fund),
💰Tri-Chandra Hospital Fund.
💰Maintaining the exchange rate between Indian and Nepali currencies at 100 INR = 124 NPR, with a 3% exchange fee.

(The Sarafkhana department of the Mulukikhana was given the responsibility for this exchange.
The Khajanchis (Treasurers):
🧑‍✈️Janak Raj Pandit
🧑‍✈️Bharat Raj Pandit
🧑‍✈️Narendra Raj Pandit

5 hours ago | [YT] | 4

View 0 replies

Banking Gyan

तेजारथ अड्डाको स्थापना !

नेपालमा औपचारिक बैंक स्थापना हुनुअघि वि.सं. १९३७ मा प्रधानमन्त्री रणद्वीप सिंहको पालामा 'तेजारथ अड्डा' स्थापना गरिएको थियो। यसले सरकारी कर्मचारीलाई कम ब्याजमा ऋण दिने काम गर्थ्यो तर निक्षेप भने स्वीकार गर्दैनथ्यो ।

पछि सर्वसाधारणलाई समेत सुनचाँदी धितोमा राखेर ५ प्रतिशत ब्याजदरमा ऋण दिन थाल्यो । वि.सं. १९९४ मा नेपाल बैंक लिमिटेडको स्थापना भएपछि तेजारथ अड्डालाई सोही बैंकमा गाभियो। 'तेजारथ अड्डा'लाई आधुनिक बैंकिङ्को आधार मानिन्छ ।

Before formal banking began in Nepal, the 'Tejarath Adda' was established in 1880 AD (1937 BS) under Prime Minister Ranodip Singh. Initially, this institution provided low-interest loans exclusively to government employees, though it did not accept any public deposits.

It later expanded its services to the general public, issuing loans at a 5% interest rate against gold and silver collateral. Following the inception of Nepal Bank Limited in 1937 AD (1994 BS), the Tejarath Adda was merged into it, leaving a legacy as the true foundation of modern banking in Nepal.

#BankingGyan #TejarathAdda #FormalBankingInNepal #ranoddipsingh