New Harbor’s founders began their financial careers on “Wall Street,” working at major financial services firms and investment banks. They “saw” the limitations and potential conflicts of interest in those firms, and that’s why they left.
In 2005, they walked away from Wall Street and opened an office on Main Street in Worcester, Massachusetts to launch a new kind of financial services firm. They purposely designed New Harbor on a human scale, with a team of like-minded advisors who are guided by sustainable practices, and focused on helping people, families and institutions achieve their financial goals.
New Harbor is anchored by honesty, integrity, and data-driven analysis. We provide clients with independent financial advice and investment management services, not bound to any particular product or provider. We serve only our clients, with a strategy to minimize investment risk and to preserve or increase the buying power of our client’s assets over time.
New Harbor Financial
We’ll be hosting a live Q&A this Thursday at 2 PM ET on YouTube.
We’ll discuss the markets, recent economic developments, investor sentiment, and answer questions directly from viewers during the stream.
If there’s a topic you’d like us to cover, feel free to submit questions beforehand or ask them live in the chat.
Looking forward to the conversation.
2 weeks ago | [YT] | 1
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New Harbor Financial
Check out this video on Thoughtful Money!
4 weeks ago | [YT] | 2
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New Harbor Financial
Markets are sending warning signals—are you paying attention?
War-driven oil shocks.
Private credit cracks.
AI disrupting jobs faster than expected.
In this video, we break down the data behind today’s biggest headlines—and what they could mean for your portfolio.
History shows that when valuations are this high, future returns can be flat… or worse.
Don’t rely on averages. Understand the risks.
Reach out for a no-obligation consultation.
4 weeks ago | [YT] | 0
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New Harbor Financial
Most investors don’t lose money because of the market…
They lose it because of their own decisions.
After 27+ years as a financial advisor, Mike breaks down:
• Why investor behavior is the real risk
• The truth about financial influencers
• How to protect your long-term wealth
Watch the full video ↓
1 month ago | [YT] | 7
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New Harbor Financial
Most investors have heard: “time in the market beats timing the market.”
But the data tells a more nuanced story.
The best and worst days in the market tend to cluster during periods of volatility—and missing just a few of them can meaningfully impact long-term returns. At the same time, those same volatile periods are often where risk is highest.
In our latest New Harbor Navigator, we break down:
• Why market extremes cluster
• The impact of missing the best vs. worst days
• How sector exposure can influence outcomes
• Why path dependency matters for long-term investors
No one can perfectly time the market. But understanding how markets actually behave can help investors make more informed decisions.
Read the full article here: open.substack.com/pub/newharborfinancial/p/time-in…
2 months ago | [YT] | 7
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New Harbor Financial
Silver Investing: Discipline Over Hype
Silver is one of the most volatile and misunderstood markets. Success isn’t about timing the market—it’s about understanding the fundamentals and your own behavior as an investor.
In this video, we break down:
- How to think strategically about silver in your portfolio
- Lessons from historical market trends
- Building a disciplined allocation strategy without chasing hype
- Tips on buying, storing, and managing your silver
Watch now and learn how to navigate silver markets with confidence.
2 months ago | [YT] | 0
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New Harbor Financial
U.S. Stocks tumbled today, with the DOW sinking over 1.4%. Oil prices spiked by more than 9%. Don’t miss our monthly Live Q&A next week where our CFP advisors will discuss the weak jobs report, energy prices, rate fears, and stagflation.
There is still time to submit your questions, comment below - John and Mike may answer it live.
How to join:
- 🔔Tap the "Notify me" button here, or come back to this link Thursday March 12th at 2pm EST:
2 months ago | [YT] | 1
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New Harbor Financial
We’re live today at 2pm EST for our February YouTube Q&A.
This month’s questions are heavily focused on real assets, from gold and silver to real estate, and what they could mean in the current market environment.
John Llodra and Mike Preston continue the 2026 market outlook conversation and tackle what’s actually happening beneath the surface.
Can’t make it live? The full replay will be available on our YouTube channel alongside nearly 10,000 other subscribers who tune in each month.
Cut through the noise. Understand the markets for what they really are.
2 months ago | [YT] | 1
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New Harbor Financial
📈 Gold just hit a new all-time high, sparking interest in precious metals around the world.
To help you better understand these movements, we’ve put together a playlist of educational videos on gold, silver, and other precious metals. Learn about how they have historically behaved during inflation, market shifts, and periods of economic uncertainty.
These videos are designed to provide context and perspective, not predictions, so you can approach financial topics with more insight.
Watch the full playlist here: www.youtube.com/playlist?list...
2 months ago | [YT] | 3
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New Harbor Financial
Nearly 10k of you have subscribed because we all have something in common:
We see the financial world as it is, not as some pretend it to be.
If this resonates, join us and see what we're watching for 2026 markets.
For the first time ever, this Thursday 1/15, get your questions answered LIVE by founding principals and CFPs, John Llodra and Mike Preston.
🔔Tap the "Notify me" button here, or come back to our channel Thursday January 15th at 2pm EST:
4 months ago | [YT] | 3
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