Every Paisa Matters

An Engineer by Education and A Financial Enthusiast by Passion.

With the mantra of "Let's Uncomplicate Finance", I share some learnings which have helped me reach where I am today.

E-mail me - contact_epm@icloud.com

Disclaimer: I am NOT a SEBI registered investment adviser. The opinion and views and guidance expressed in the videos on the channel are personal opinions based on personal experience and not affiliated to any organization that I may directly or indirectly work for.


Every Paisa Matters

Best UPI Card - SalarySe Level Up vs Kiwi Yes Bank Credit Card.
Watch Now - https://youtu.be/BquMwfHK_eA?si=gCGmu...

9 hours ago | [YT] | 2

Every Paisa Matters

Lifetime Free BoB Eterna: bitlii.cc/en/pzTad7

🎯3.75% Cashback on Online Shopping, Travel, Dining and Forex!

5 days ago | [YT] | 25

Every Paisa Matters

💳 37.5% Rewards on Salary Day --> SalarySe Level Up Credit Card + Referral Rewards 🎁

Apply via EPM referral and unlock:

✅ ₹250 from SalarySe App (Use referral code - EPMCARDS)

📩 salaryse.onelink.me/qtf7/ajvv8d5v

🔥 Why people are liking this card:

💰 Up to 7.5% rewards on Salary Days
(After ₹5K monthly spends)

📈 Regular Rewards:
• 1% up to ₹20K monthly spends
• 2% above ₹20K spends

✈️ Lounge Access
• Available on ₹10K monthly spends

💡 Rewards are earned as SCoins
👉 5 SCoins = ₹1 value in Gift Vouchers

Reward Conversion:
• 37.5% SCoins = 7.5% value back
• 10% SCoins = 2% value back
• 5% SCoins = 1% value back

PS - Only for Salaried Individuals.

1 week ago | [YT] | 24

Every Paisa Matters

🚨Is Scapia truly a ZERO FOREX Credit Card or just hype? 🌍💳

🔗 Apply → apply.scapia.cards/landing_page?referral_code=uqbe…

I tested this myself during my trips to the UK, Thailand and Singapore over last one year by using the card for multiple international transactions.

The result? No hidden fees. No surprises. Actual Forex Charges = ZERO. ✅

Honestly, if you don’t already have a premium or dedicated zero-forex card, this one is a must-have - especially for beginners. ✈🔥

Easy approval, smooth usage and completely travel-friendly.

🔗 Apply here: apply.scapia.cards/landing_page?referral_code=uqbe… (You'll also get ₹1000 flight voucher if you join through this)

2 weeks ago | [YT] | 17

Every Paisa Matters

₹500 Voucher for first 20 approvals on IndusInd Tiger Lifetime Free Card.
🔗Apply: tinyurl.com/Tiger-CC-EPM


1️⃣ ₹1,000 BookMyShow Benefit Every Year

You get two ₹500 BMS vouchers annually.
Straight, simple savings- no complications.

2️⃣ Airport Lounge Access (WITHOUT Spend Criteria!)

✔️ 8 Domestic lounge visits
✔️ 2 International lounge visits
Most cards force you to spend ₹X first - this one doesn’t.

3️⃣ Complimentary Auto Assist (Roadside Assistance)

If your car ever breaks down or you’re stuck somewhere,
this feature can literally save your day.
(Yes, this alone is worth keeping the card.)

4️⃣ 4 Golf Lessons Every Year

One per quarter.
A premium perk you usually find only on high-end, paid cards.

And the best part?

💳 It’s Lifetime Free.
No joining fee. No annual fee.
And right now, it’s being approved quite easily.

Note:
✅Do not apply if you already have any other IndusInd Credit Card
✅Voucher will be issued directly by brand after successful activation.
✅After Approval, activate card by doing 1 transaction of any amount.
✅Vouchers will be one first come first serve basis for first 20 people.
✅Apply card only if Needed, no FOMO
✅Read all card features carefully.
✅Any Questions, please ask.



(Note: This is part of Brand Promotion)

2 weeks ago | [YT] | 31

Every Paisa Matters

Buy 24K(995) Gold @ 30320/2g
🔗 - amzn.to/42kN39L

33231 - 1250(HDFC Card) - 1651(Cashaback - Account Specific) = 30320

Use your Best HDFC Card
Check for Gold Coupon (5% Cashback highlighted below)

DYOR. Don't buy in FOMO. Invest as per your allocation plan. Not an Investment advise.

2 weeks ago | [YT] | 17

Every Paisa Matters

⛽SBI Octane Credit Card - track.techtrack.in/t/Mjc1XzMxNA/?source=yt

My Everyday Fuel Credit
🔥 SBI BPCL Octane = 7.25% value back on fuel ⛽
25X RP + 1% surcharge waiver makes this one of the best fuel cards in India
₹1,499 fee → ₹1,500 joining value
₹2K milestone bonus @ ₹3L spend
👉 Simple rewards. Easy redemption. Real savings
Fuel spenders - this is a no-brainer 💳

3 weeks ago | [YT] | 33

Every Paisa Matters

tinyurl.com/Tiger-CC-EPM - Apply IndusInd Tiger Credit Card.

1️⃣ ₹1,000 BookMyShow Benefit Every Year

You get two ₹500 BMS vouchers annually.
Straight, simple savings- no complications.

2️⃣ Airport Lounge Access (WITHOUT Spend Criteria!)

✔️ 8 Domestic lounge visits
✔️ 2 International lounge visits
Most cards force you to spend ₹X first - this one doesn’t.

3️⃣ Complimentary Auto Assist (Roadside Assistance)

If your car ever breaks down or you’re stuck somewhere,
this feature can literally save your day.
(Yes, this alone is worth keeping the card.)

4️⃣ 4 Golf Lessons Every Year

One per quarter.
A premium perk you usually find only on high-end, paid cards.

And the best part?

💳 It’s Lifetime Free.
No joining fee. No annual fee.
And right now, it’s being approved quite easily.

Apply Now - tinyurl.com/Tiger-CC-EPM

1 month ago | [YT] | 61

Every Paisa Matters

https://youtu.be/NwnM2Bi1loQ - HSBC Travel One - Complete Review

1 month ago | [YT] | 5