Know You're Covered with Proper Insurance, the nation's leading provider of short-term rental insurance. We offer the most comprehensive policy on the market, protecting your property, revenue, and liability against the heightened risks of short-term renting including unique coverages like guest-caused damage/theft, amenity liability (kayaks, bicycles, hot tubs, etc.), squatters, bed bugs & fleas, liquor-related incidents, and more. Our education-first approach ensures you understand the Proper coverage so that you can confidently replace your STR's inadequate Homeowners (HO) or Landlord/Dwelling (DP3) policy. Our video content provides expert insights into the unique insurance needs for short-term rentals.
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Proper Insurance
“Passive income” until the smart lock stops working, check-in is in two hours, and your phone will not stop buzzing. 😅 Vacation rental hosting comes with enough surprises. Your insurance coverage shouldn’t be one of them.
Make sure your policy is built for the way your short-term rental is actually used today.
#properinsurance #airbnbhost #airbnbhostproblemsn #superhost #vrbohost #vrbohosttips #shorttermrental #vacationrentals
2 days ago | [YT] | 0
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Proper Insurance
Short-term rentals often have more earning potential than standard rentals but that income can disappear fast when a covered claim shuts the property down. That’s where Proper’s Business Revenue Coverage stands apart from other STR policies.
If a covered claim prevents short-term renting, Proper covers the actual loss sustained with no time limit, up to the amount of coverage selected. Not a generic rental estimate. Not a short window of protection.
Coverage built around the revenue your short-term rental actually earns. Ready to upgrade your insurance?
#rentalrevenue
#rentalinvesting
#landlord
#shorttermrentalinvesting
#shorttermrentals
6 days ago | [YT] | 0
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Proper Insurance
The biggest misconception about Proper? That we're something you add on top of your Homeowners or Landlord policy. We're not. We replace it. Because the second guests start staying at your property, it stops being a home or a rental. It's a business. With Commercial liability. Revenue. Rotating strangers with keys.
Your coverage should match that reality, not patch over a policy that was never built for it.
One policy. Built right. That's Proper. 👇
Learn more about WHO and WHAT we are at www.proper.insure today.
#properinsurance #vacationrentalinsurance #shorttermrentalsuccess #airbnbhosttips #superhost
1 week ago | [YT] | 0
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Proper Insurance
There’s a special kind of rest that comes from knowing the policy behind your short-term rental actually matches the way the property is used.
Sleep tight
3 weeks ago | [YT] | 0
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Proper Insurance
That’s Justin. And that’s the face he makes when someone says: “Don’t worry…my Homeowners policy covers my Airbnb.”
It’s one of the most common assumptions in short-term rental hosting. And it’s also one of the most common ways hosts discover their policy wasn’t built for short-term renting.
Want to learn WHY? Hit FOLLOW!
#vacationrentalhomes #shorttermrentals #shorttermrentalinsurance #vacationrentalbyowner #vacationrentalhomes
3 months ago | [YT] | 0
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Proper Insurance
AirCover when the damage is a mug: “Don’t worry, we got this.” AirCover when the damage is $60,000: “…let’s review the policy terms.”
Small damage and major losses aren’t always handled the same way. THAT is why you need real insurance.
#aircover #airbnbhost #onlinetravelagency #airbnbinsurance #superhost
3 months ago | [YT] | 0
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Proper Insurance
Kansas City, Missouri, will host six World Cup matches in 2026, including a quarterfinal at Arrowhead Stadium—and with one of the lowest hotel room counts of any World Cup host city, short-term rentals are expected to help fill the gap.
The city has already created a special World Cup STR registration to prepare for the demand. Curious how short-term hosting could work in KC? Read the full breakdown on the Proper Insurance blog or click the link below: www.proper.insure/blog/world-cup-airbnb-laws-incom…
#worldcup2026 #shorttermrentals #airbnbhost #kansascity #kcrealestat
3 months ago | [YT] | 0
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Proper Insurance
You little rebel. We like you. But let’s talk. If you offer amenities, you’re offering more than an experience, you’re taking on additional liability.
Pools, hot tubs, fire pits, bikes, kayaks, golf carts… these are booking drivers and some of the most common sources of serious claims. And here’s the part most hosts don’t realize: many standard policies limit or exclude liability for these features, especially once guests leave your property line.
When a guest gets hurt, it doesn’t matter if it feels like an “accident.” The legal system can still hold the host responsible—on-premises and off-premises. We broke down the real risks tied to Airbnb amenities and what coverage actually needs to include to protect hosts.
Worth reading before your best feature becomes your biggest exposure. Click the link below to read the full article: www.proper.insure/coverages/amenities-on-and-off-p…
#dontswipe #amenities #airbnbamenity #airbnbhosting #vrbohost #vacationrentalamenity #vacationrentalowner #vacationrentalproperites #readmore #newblog
4 months ago | [YT] | 0
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Proper Insurance
Becoming an Airbnb host is exciting...and a little overwhelming, too. Between setting prices, prepping your space, and figuring out the rules, there’s a lot more to hosting than just hitting “list.”
This guide walks through what new hosts should think about in 2026, including:
• what’s legal
• how to prep and price smart
• the risks guests bring with them
• and why insurance matters more than most people expect
If you’re getting ready to host (or already listed) and want fewer surprises down the road, this is a great place to start. 👉 Read the full guide on our blog by clicking the link below: www.proper.insure/blog/new-airbnb-host-how-to-guid…
#newblog #readmore #airbnbhost2026 #airbnbguide #airbnbhosttips
4 months ago | [YT] | 0
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Proper Insurance
When Homeowners insurance and platform coverage start pointing fingers, it’s usually because neither was built to FULLY insure a short-term rental. One is written for personal living. The other only responds during active bookings.
So, when damage happens (between stays, outside a reservation, or in a gray area) no one wants to claim responsibility. And while coverage is based on debating the fine print, the host is stuck, paying for repairs, losing bookings, and waiting for answers. This is why short-term rentals need insurance built specifically for how the property is actually used, during bookings and outside of them.
That’s why hosts looking for short-term rental insurance need Proper. Give us a call today 888-631-6680
#insuranceclaim #aircover #airbnbinsurance #airbnbhost #pointingfingers #shorttermrentals #vacationrentalproperty
4 months ago | [YT] | 0
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